Medicare Annual Election Period is Almost Here! Let’s Get You Ready.

If you are new to Medicare or already have experience with Medicare, or if you are helping a family member,  it’s important for you to: 

  • Understand your Medicare options

  • Find out how and when you can enroll

  • Get the most value out of your health care

  • Get help choosing the coverage option that is right for you

 

Getting Started – ask yourself these important questions and write down the answers:

  • What type of plan do you have?

  • What do you like about your coverage?

  • Why do you want to keep or change your plan?

  • What would you like to add to your current coverage?

Make note of the above elements of your current plan that work or don’t work for you or your family member; jot down as best as you can the “why or why not” reasoning.

 

Gather important information:

  • Doctors and Specialists - note names and addresses, medical group

  • Prescriptions – Note name, dose, and frequency 

  • Special Needs and Preferences

    Note* Keep your protected health information to yourself until you are ready to check if doctors are in network and prescriptions in formulary for the plans you are considering

 

Open Enrollment – Important Dates 

October 1, 2022:

  •  Start comparing your current coverage with other options

 

October 15, 2022 through  December 7, 2022

  •  If you decide to change your Medicare Coverage, make the change for 2023 during this Open Enrollment Period

 

January 1st 2023:

  •  New Coverage begins if you made a change

  • If you kept your current coverage and your plan’s cost and/or benefits changed, those changes also start on this date

  • Review Plan Materials  

 

January 1, 2023 to March 31, 2023:

 If you are in a Medicare Advantage Plan:

  • You can change to another MAPD or return to Original Medicare once during this period

  • Any changes will be effective the first of the month after the plan gets your request

 

Need Plan Review?
Need Help with review of new plan materials?

Sandra Martinez

If you are an Individual, Family, Small Business, or Senior/Other Medicare Recipient, I am here to make sure you have health insurance that provides peace of mind in knowing that you have coverage if something health wise happens. What you get is an experienced Broker/Consultant available for year-round services and dedicated to your needs. Health Insurance can be confusing, and I have the knowledge, experience, and the desire to provide clarity and solve problems. Please just ask, I want to help you.

https://weareconsultantsfirst.com
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