How To Build Employee Benefits At Low Or No Cost To Your Business
If you are a small business owner, it has been a considerable struggle to attract and keep employees. As a result, small businesses have offered several new incentives to attract and retain employees, including bonuses and additional benefits.
The competition is tough, but you too can put together a robust health care benefits package at low or no cost to the business through various plans and product options for your existing and new employees.
Here are a Few Ideas to Consider:
LOW COST
1. COVERED CALIFORNIA FOR SMALL BUSINESS:
CONTROL
Defined dual contribution strategy based on a reference plan that fits the company’s budget
CHOICE
Employees choose from many brand name health plans according to their personal needs
EMPLOYEE ONLY COVERAGE OPTION
Allows other family members to qualify for APTC potentially
ADMINISTRATION
Simple to understand the quote, consolidated applications, and ONE SINGLE BILL
No Admin Fees, No Billing Fees, No Late Fees
THEN ADD ON…
2. STAND-ALONE NETWORK DENTAL AND VISION INSURANCE
FULLY EMPLOYEE PAID (OR PARTIALLY EMPLOYER-SUBSIDIZED)
Group Plan and Individual Plans
Affordable Coverage for Preventative, Basic, and Major Services
CHOICE
Employees Choose Deductibles/Coverage Levels
Optional Orthodontia, Dentures, Implants
ADMINISTRATION
Simple to understand the quote, consolidated applications, and ONE SINGLE BILL
No Admin Fees, No Billing Fees, No Late Fees
OR CHOOSE SUPPLEMENTAL DENTAL WITH VISION RIDER…
FULLY EMPLOYEE PAID (OR PARTIALLY EMPLOYER-SUBSIDIZED)
Individual/Family Plan Options
Affordable Coverage for Preventative, Basic, and Major Services
Lower Cost Plans
CHOICE
Employees Choose Deductibles/Coverage Levels
Optional Orthodontia, Dentures, Implants
In-Network Fee Schedule/Out of Network Paid According to Usual and Customary
ADMINISTRATION
Participant Facing enrollment
Insured submits a claim for reimbursement
OTHER AND ADDITIONAL POPULAR OPTIONS
EMPLOYEE FUNDED VOLUNTARY, SUPPLEMENTAL BENEFITS (i.e., CANCER, HOSPITALIZATION, ACCIDENT, DENTAL, VISION, LIFE, STD) THAT PAY POLICYHOLDER CASH FOR COVERED CONDITIONS, PET INSURANCE
There are several ways employers can put together an attractive benefits package to retain current workers and attract new talent by combining options such as those mentioned above – and this is just a sample of what is now available in the marketplace.
Remember - there are NEVER any charges or costs for consultations, reviews, suggestions, meetings.
Plus, NO costs/charges for enrollment, services, and advocacy.
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